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One of the most important benefits many companies offer their employees is health insurance. I’ve often told people that no matter how much money you have in the bank, you’re never more than one or two major illnesses away from being in serious financial trouble. This is very true. Insurance is one of the largest industries on the world and very necessary. Even though many people often scoff at having to pay their premiums month after month, when the time comes when their coverage is needed, all those payments are hindsight and forgotten. Don’t be caught without having adequate insurance. The benefits far outweigh the cost by a long shot.